Business/Employee Benefits is a full service employee benefit brokerage and consulting firm. We concentrate exclusively on the design, funding, communication, administration and overall management of group benefit plans for the small to mid-sized employer. This focus allows us to thoroughly understand our clients' businesses and objectives, thereby enabling us to develop innovative benefit programs to meet their specific needs.

For smaller, closely-held businesses we can tailor the plans to tilt in the favor of the business owner.

Our expertise in the benefits arena includes:

    401(k) - We use plans with large market share
    Medical - Indemnity, PPO, POS, HMO
    Rx - Prescription Drug Benefit
    Dental - Indemnity, PPO, DMO
    Life - Core, Executive Carve-Out, Voluntary Buy-up
    Disability - Short-term, Long-term, Voluntary, Executive Carve-out
    Travel/World Care Major Medical - See our Travel page for details [link]
    Section 125 - Premium Only, Full Cafeteria - (this can be FREE - ask how)

These products are offered through employers and are either payroll-deducted or employee sponsored. Our voluntary life, dental and disability products are employee-paid. This option allows employers to include valuable insurance coverage in their benefit portfolio even if they can't afford to participate in the cost.

Better rates are achieved if the employer is paying 100% of the premium (except for group health). Employees benefit because they pay group rates that are generally less expensive than if they purchased the same coverage on their own.

Why should I do business with
• The insurance premiums offered on our site are the same as those you will find at a local agent or directly through an insurance company because health plan premiums are regulated in every state. No one else can offer a lower premium for any of the products on our site.

• Our broad selection of plans from leading insurance companies helps you find the plan that best meets your needs at the lowest cost.

• Our service is free to you.

• We don’t have 1 or 2 favorite companies that we show all of our clients. With each client we start from zero finding the very best plan. All we ask is that when we show you the most competitive plan, you reward us with your business – that’s how we get paid.

Let us quote your current plan – We will save you money.